State SBA Offices
50 States 10 Regions
We Are the Ownership Class
Frequently Asked Questions

SBA (Small Business Administration) is a U.S. federal government agency created in 1953. Their main activity is to provide government-backed loan guarantees: Popular loan programs are 7(a), SBA Express, SBA CDC/504, SBA Economic Injury Disaster Loan (EIDL), Disaster, Microloans, Export, and Military Reservist loans. Denied applications are high because excellent credit and high net-worth are typically required for a SBA government-back loan guarantee. Federal government contracting programs are also provided including 8(a), HubZone, Mentor-Protégé, Veteran, Women, and Disadvantaged. Rejections are commonplace and hurdles are high. The Office of the Inspector General provides oversight and performance reviews.

All 50 states have their own independent State SBA office that issues and verifies business certifications for Women, Minority, Veteran, Hispanic, Asian, Black, Family, Christian, Muslim, and Small Business Owner Certification(s). Diversity Equity Inclusion In total, the ownership structure of 32 million companies can be verified at your local State SBA office. Each State A.G. Office provides oversight. Contact your State SBA office.

Ownership verification is crucial during these turbulent times in American history. It adds an extra-layer of defense against criminals and their fraud(s): Business Certification when combined with the 2024 Corporate Transparency Act is a very powerful Ownership Verification tool. Learn more about the new U.S. Federal Law as part of the National Defense Authorization Act to prevent terrorism and promote transparency within corporate structures. Corporate Transparency Act.

State SBA Offices are mandated (1) to provide Business Certifications- enroll, verify, and issue Business Certification for each state. Contact your State SBA office.

Each State SBA office is independent and registered with their Secretary of State. Contact your State SBA office.

Corporate Treasury is your company's finance and accounting department. The balance sheet has assets and liabilities while the income statement has capital inflows and outflows. Treasury Risk Management attempts to manage or reduce the risks of interest rates, currency fluctuations, energy consumption, commodities, stock indexes, retirements and pensions, plus other line-items on the financial statements. Ask Questions: Contact SBA Risk Management Group™ at

Turbulent economic times are predicted for 2024 - 2025 and Corporate Treasury Risk Management should be considered for all small business owners. Listen Live.

State SBA Offices
Region 1:   Maine SBA  |  Vermont SBA  |  New Hampshire SBA
Massachusetts SBA  |  Rhode Island SBA  |  Connecticut SBA

Region 2:   New York SBA  |  New Jersey SBA  |  Delaware SBA

Region 3:   Pennsylvania SBA  |  Maryland SBA  |  West Virginia SBA
Virginia SBA

Region 4:   Mississippi SBA  |  Alabama SBA  |  Georgia SBA
North Carolina SBA  |  South Carolina SBA  |  Kentucky SBA
Tennessee SBA  |  Florida SBA

Region 5:   Minnesota SBA  |  Wisconsin SBA  |  Michigan SBA
Illinois SBA  |  Indiana SBA  |  Ohio SBA
Region 6:   New Mexico SBA  |  Texas SBA®  |  Oklahoma SBA
Arkansas SBA  |  Louisiana SBA

Region 7:   Nebraska SBA  |  Kansas SBA  |  Iowa SBA
Missouri SBA

Region 8:   Montana SBA  |  Wyoming SBA  |  North Dakota SBA
South Dakota SBA  |  Utah SBA  |  Colorado SBA

Region 9:   California SBA  |  Nevada SBA  |  Arizona SBA

Region 10:  Alaska SBA  |  Hawaii SBA  |  Washington SBA
Oregon SBA  |  Idaho SBA

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